carexpat.com, the new way tobe insured abroad
1. Best prices
- At no extra cost to you, we compare over 300 insurance offers
2. Simplicity
- A simple path to select your solution in just a few clicks
3. Support
- Our advisors provide 100% personalized support
Returning from a European Union country
There are a large number of bilateral agreements and coordination of social security schemes between the countries of the European Union, the European Economic Area (Norway, Iceland, Liechtenstein) and Switzerland. These agreements require states to “take into account the periods of insurance, contributions and residence of the person concerned in other European Union states, in order to immediately grant him or her health insurance rights on return to France”, explains the France Diplomatie website. This means that you will be covered as soon as you return to France, with no waiting period.
Returning from outside the European Union
In some cases, you can avoid the three-month waiting period. This is the case, for example, if you find a job and sign an employment contract. You may also be entitled to health insurance benefits in the following cases:
- You have contributed to the CFE (Caisse des Français de l’étranger);
- You have contributed for at least 18 months to Pôle Emploi Services, the unemployment insurance scheme for expatriates;
- You have worked in a country bound by a social security agreement.
If this is not your case, and you have to deal with the waiting period, we advise you to take out private health insurance to cover you in the event of a problem until your rights are re-established.
5. Surround yourself well
Returning to France is a big change, and it’s normal to feel the transition. You’ll need to get used to life in France again. It’s a good time to organize a party for your loved ones back home. You can recount your adventures, show photos and share memories. But be careful to remain humble, so as not to irritate those around you who haven’t had the chance to live the same experience as you! You can also get in touch with various organizations and associations to help you get back on your feet. Some expatriate groups offer training courses, events and outings. For example, you can get in touch with FIAFE. If you feel the need for support, hiring a coach or psychologist can be beneficial in clarifying your goals and easing the transition. This will help you make your return a positive and constructive new beginning. Do you have a question about your health insurance when you return to France? Our international health experts can answer them for you
